Congo (Kinshasa) Insurance Jewellery Basic Need 33

Congo (Kinshasa) Insurance Jewellery Basic Need. 

By Aamir Mannan

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Goods Insured: New, Used and Re-Sold Goods, including Household Goods, Personal Effects, Automobiles, Motorcycles,

Boats, Artwork and Antiques.

Excluded Goods: fresh foods; live animals; flowers; plants; cigarettes; cotton; eggs; cash in transit; specie; securities and

other negotiable papers; bulk products; jewelry and precious stones and metals; goods being towed under their own wheels

or their own trailers.

New Approved General

Merchandise

Insured “All Risks”

• Shipments with insured values up to $14,999.99 shall be subject to a

deductible of $250 each and every loss.

• Shipments with insured values of $15,000 and up to the policy limits shall be

subject to a deductible of $750 each and every loss.

Household Goods & Personal

Effects

Insured “All Risks”

• A valued itemized inventory must be available to Underwriters prior to

shipment

• Any single antique or piece of artwork shall not exceed $5,000 in insured

value.

• Owner Packed Household Goods and Personal Effects: Excluding losses due

to marring, chipping, scratching and denting. Also excluding shortages and/or

missing goods (unless the entire shipment is not delivered)

• Shipments with insured values up to $14,999.99 shall be subject to a

deductible of $250 each and every loss.

• Shipments with insured values of $15,000 and up to the policy limits shall be 

subject to a deductible of $750 each and every loss.

Automobiles, Motorcycles &

Boats Insured “All Risks”

• The shipper or their representative must perform a pre-shipment condition

survey with photographs.

• If the required pre-shipment survey report with photographs is not performed,

coverage shall absolutely exclude scratching, denting, marring and cost of

repainting.

• No coverage shall be granted hereunder while any vehicle is being operated

under its own power, except during loading or unloading operations.

• Automobiles, Motorcycles and Boats not shipped in fully enclosed containers

and/or trailers coverage to exclude marring, chipping, scratching, denting and

cost of repainting.